⚡ Limited Time: $0 Activation Fee on All Plans | 📞 Call 800-610-7391 | Offer ends soon
📞 803-839-0088
★ Trusted Vehicle Protection Since 2010

Your Vehicle. Protected.
Peace of Mind Guaranteed.

Comprehensive vehicle service contracts that shield you from unexpected repair costs. Drive with confidence knowing Priority Auto Protection has you covered.

📞 803-839-0088

Call now for a free quote — 803-839-0088

15K+
Vehicles Protected
$8M+
Claims Paid
98%
Customer Satisfaction
15+
Years of Service
0
Vehicles Protected
0
States Covered
0
No Long-Term Contracts
0
Same-Day Claim Approval
✓ Licensed & Insured
✓ No Hidden Fees
✓ All Licensed Repair Shops
✓ Fast Claim Processing
✓ Transferable Coverage
🛡 15+ Years Experience
🔧 Any Licensed Shop Nationwide
📅 Month-to-Month, No Contracts
✓ Direct Claims Handling
Why Choose Us

Protection You Can Count On

From engine failures to electrical glitches, we help cover the costs that catch you off guard.

🚗
Nationwide Coverage

Use any licensed repair facility across the country. Take your vehicle to a trusted mechanic wherever you are.

⚡
Fast Claim Approval

Our streamlined claims process means your repairs are approved quickly — most claims handled same day or next day.

💳
Budget Protection

Turn unexpected four-figure repair bills into manageable monthly payments. Protect your finances and your vehicle.

🔐
Transferable Plans

Your coverage transfers with the vehicle if you sell — adding real resale value and giving buyers peace of mind.

📱
24/7 Support

Our dedicated customer service team is available around the clock to assist with claims, questions, and roadside needs.

★
No Dealership Required

Unlike factory warranties, our contracts work at any ASE-certified shop — not just the dealership where you bought your car.

Priority Auto Protection is a vehicle service contract (VSC) provider based in Howell, NJ, offering month-to-month extended auto warranty coverage starting at $99/month with no long-term contracts or cancellation fees. Since 2010, the company has provided direct, broker-free mechanical protection to American drivers across all 50 states — covering engine, transmission, drive axle, electrical, A/C, brakes, cooling, steering, and more through four plan tiers (RoadStar Powertrain, RoadStar Select, RoadStar Premier, RoadStar Elite). Vehicles 1–20 years old with up to 125,000 miles are eligible. Claims are handled in-house with no third-party brokers or network restrictions.

Our Plans

Find the Right Coverage Level

Four tailored plans to match your vehicle, budget, and lifestyle needs.

RoadStar Powertrain
✓ Engine Components
✓ Transmission
✓ Drive Axle & Shafts
✓ Transfer Case
— Electrical Systems
— A/C & Heating
RoadStar Select
✓ All Powertrain Items
✓ Electrical System
✓ A/C & Heating
✓ Cooling System
✓ Brake System
— Navigation Systems
★ Most Popular
RoadStar Premier
✓ All Select Items
✓ Suspension & Steering
✓ Fuel System
✓ Hi-Tech Electronics
✓ Navigation & Entertainment
RoadStar Elite
✓ All Premier Items
✓ Comprehensive Vehicle Coverage
✓ Maximum Protection
What Drivers Say

Real Stories. Real Savings.

★★★★★
“

My transmission went out at 85K miles — would have been $4,200 out of pocket. Priority covered the entire repair. Couldn’t be happier.

James R.
Howell, NJ
★★★★★
“

Switched from CarShield after they denied my claim. Priority approved mine in one phone call. Night and day difference.

Maria S.
Toms River, NJ
★★★★★
“

Month-to-month is a game changer. No contracts, cancel anytime. Finally a warranty company that’s not trying to trap you.

David K.
Edison, NJ
How We Compare

Why Drivers Choose Priority Over the Competition

See how Priority stacks up against the biggest names in vehicle protection — on the things that actually matter.

👑Priority Endurance CARCHEX CarShield
BBB Rating A+ A+ A+ ⚠️ F
Monthly Price From $99/mo Best Value $80–$150/mo $100–$290/mo $99+/mo
Claims Process Direct — call us Direct but slow Broker → 3rd-party admin Frequent denials reported
Deductible Options $0 – $200 $0 – $200 $0 – $250 $0 – $100
Contract Type Month-to-month No Lock-in Annual contracts Annual contracts Annual contracts
Repair Shop Any licensed shop Their network only Administrator network Their network only
Get Your Free Quote Today

Competitor data based on publicly available information and consumer reviews. Pricing and terms may vary. CarShield BBB rating sourced from BBB.org.

Instant Quote

Get Your Free Vehicle Protection Quote

Enter your vehicle details below to see your personalized rates in seconds.

Vehicle Information

All fields required to generate your quote.

✓ No credit card required
✓ 2-minute quote
✓ Cancel anytime
Simple Process

How It Works

Getting covered is fast and straightforward. Four easy steps to protect your vehicle.

1
Get Your Quote

Enter your vehicle details above to instantly see all available plans and pricing tailored to your car.

2
Choose Your Plan

Select the coverage level that fits your needs and budget, from basic powertrain to comprehensive elite coverage.

3
Speak With a Specialist

Our team walks you through enrollment, verifies your vehicle eligibility, and activates your coverage.

4
Drive With Confidence

When a covered repair is needed, take your vehicle to any licensed shop and let us handle the bill.

Customer Stories

What Our Customers Say

★★★★★

"After my transmission went out on the highway, RoadStar Premier saved me over $3,200. The repair shop called Priority directly and everything was handled seamlessly. I couldn't believe how easy it was."

MT
Michael T.
Columbia, SC
★★★★★

"Easy sign-up, incredibly friendly staff, and my claim was handled in just 2 days. I had a major electrical issue and didn't pay a dime out of pocket beyond my deductible. Highly recommend!"

SK
Sandra K.
Charlotte, NC
★★★★★

"Best decision I made for my Toyota. I've already used the contract twice for electrical issues and both times the process was smooth and fast. Worth every penny for the peace of mind alone."

DR
David R.
Greenville, SC
Ready to Get Protected?

Don't Wait for the Next Repair Bill

Join thousands of drivers who trust Priority Auto Protection to keep their vehicles — and their budgets — covered.

📞 Call 803-839-0088
Our Story

About Priority Auto Protection

Dedicated to protecting drivers from unexpected vehicle repair costs since 2010.

🚗
Our Mission

Built on a Simple Belief

Priority Auto Protection was founded in 2010 with a single mission: to make vehicle protection accessible, transparent, and genuinely useful for everyday drivers across America.

We saw too many families blindsided by thousand-dollar repair bills — engine failures, transmission breakdowns, electrical nightmares. The dealer warranty had expired, and there was nothing standing between them and financial hardship.

So we built something better. A vehicle service contract company grounded in integrity, with real coverage that pays real claims — quickly and without the runaround.

2010
Founded
37
States Served
15K+
Vehicles Protected
What We Stand For

Our Core Values

🙏
Integrity First

We say what we mean and mean what we say. Our contracts are written in plain English, not legal jargon designed to confuse you.

⚡
Speed & Responsiveness

When your vehicle is in the shop, time matters. We prioritize fast claim approvals so you're back on the road as quickly as possible.

👑
Customer-Centered

Every decision we make is viewed through the lens of: does this serve our customer? Your satisfaction is our most important metric.

🔓
Transparency

No hidden fees, no surprise exclusions. We walk you through exactly what is and isn't covered before you sign anything.

🌎
Community

We're proud to serve communities across the Southeast and beyond. When our customers thrive, our communities thrive.

📈
Continuous Improvement

We're always listening, learning, and improving our plans, processes, and service to better protect the people who trust us.

Our People

The Team Behind Your Protection

Experienced professionals dedicated to outstanding service every day.

👤
Robert Harmon
Founder & Chief Executive Officer

With over 20 years in the automotive industry, Robert founded Priority Auto Protection to bring honest, reliable coverage to everyday drivers. He holds an MBA from the University of South Carolina.

👤
Lisa Chen
Director of Claims & Operations

Lisa oversees all claims processing and ensures our customers experience the fastest, fairest resolution possible. She previously managed claims operations at a major national warranty provider.

👤
Marcus Williams
Head of Customer Experience

Marcus leads our dedicated customer support team, ensuring every interaction — from first quote to final claim — exceeds expectations. He's passionate about service done right.

Ready to Join Our Family of Protected Drivers?

Get your free, no-obligation quote in seconds and see how affordable real protection can be.

📞 803-839-0088
Coverage Details

Our Vehicle Protection Plans

Comprehensive coverage options for every budget and every driver.

Plan Comparison

Compare All Plans Side by Side

See exactly what each plan covers so you can choose with confidence.

Coverage Feature Powertrain Select Premier ★ Elite
Drivetrain Components
Engine (all internal lubricated parts)✓✓✓✓
Transmission (all internal parts)✓✓✓✓
Drive Axle / Axle Shafts✓✓✓✓
Transfer Case✓✓✓✓
Mechanical Systems
Electrical System—✓✓✓
Air Conditioning & Heating—✓✓✓
Cooling System—✓✓✓
Brake System (seals & cylinders)—✓✓✓
Suspension & Steering——✓✓
Fuel System——✓✓
Technology & Electronics
Hi-Tech Electronics——✓✓
Navigation & Entertainment Systems——✓✓
Coverage Details

What's Covered in Detail

Detailed breakdown of components covered under each plan tier.

RoadStar Powertrain

✓ Engine block and all internal lubricated parts including pistons, rings, rods, crankshaft, camshaft, valves and guides, timing components
✓ Automatic transmission — all internal components, torque converter, valve body
✓ Manual transmission — all internal components, clutch master cylinder (not clutch disc/pressure plate)
✓ Drive axle front and rear — all internal lubricated parts, axle shafts, CV joints and boots
✓ Transfer case — all internal lubricated components, including 4WD systems
✓ Seals and gaskets for covered components

RoadStar Select (adds to Powertrain)

✓ Electrical system — alternator, starter motor, power window motors, power lock actuators, wiper motors
✓ Air conditioning — compressor, condenser, evaporator core, expansion valve, accumulator/drier
✓ Heating system — heater core, blower motor, heater control valve
✓ Cooling system — water pump, radiator, cooling fan motor, thermostat, overflow reservoir
✓ Brake system — master cylinder, wheel cylinders, calipers (not brake pads/shoes/rotors)
✓ ABS system — ABS pump, motor, accumulator, modulator

RoadStar Premier (adds to Select) ★ Most Popular

✓ Suspension — upper and lower control arms, ball joints, struts, shock absorbers, sway bar links and bushings
✓ Steering — steering rack and pinion, power steering pump, steering column, tie rods
✓ Fuel system — fuel pump (electric), fuel injectors, fuel pressure regulator, throttle body
✓ Hi-tech electronics — PCM, ECM, TCM, BCM (factory original only)
✓ Navigation and GPS system components (factory-installed)
✓ Factory-installed audio/entertainment system components

RoadStar Elite (adds to Premier)

✓ All Premier coverage items included in full
✓ Comprehensive vehicle coverage — broader system protection beyond Premier
✓ Maximum protection package for complete peace of mind

Questions About Coverage?

Our specialists are ready to walk you through every detail and find the right plan for your vehicle.

📞 803-839-0088
Get In Touch

Contact Us

We're here to help. Sales: 803-839-0088 • Customer Service: 800-610-7391

Let's Talk

Whether you have a question about coverage, want to file a claim, or are ready to get protected, our team is standing by to assist you.

📞
Phone
Sales: 803-839-0088
Customer Service & Claims: 800-610-7391
💌
📍
Mailing Address
Priority Auto Protection
103 W 2nd St
Howell, NJ 07731
🕑
Business Hours
Monday – Friday8:00 AM – 7:00 PM ET
Saturday9:00 AM – 3:00 PM ET
SundayClosed
Claims (24/7)800-610-7391

Send Us a Message

Fill out the form below and a team member will get back to you within one business day.

Resources & Insights

The Protection Blog

Expert tips and insights on vehicle service contracts, car ownership, and protecting your investment.

Professional car in warranty coverage context
Vehicle Service Contracts

5 Reasons Your Car's Factory Warranty Isn't Enough

Factory warranties expire, leaving you exposed to costly repairs just when your vehicle starts aging. Here's why a vehicle service contract is the smart supplement every owner should consider.

March 12, 2026 Read More →
Professional mechanic working on vehicle repair
Car Care Tips

The True Cost of Common Vehicle Repairs in 2026

Transmission replacement: $4,500. Engine rebuild: $6,000. A/C compressor: $1,200. We break down the real cost of today's most common auto repairs — and how a VSC can protect your wallet.

February 18, 2026 Read More →
Professional making smart vehicle ownership decisions
Smart Ownership

How to Choose the Right Vehicle Service Contract

Not all vehicle service contracts are created equal. Learn the key questions to ask, red flags to watch for, and features to prioritize when choosing the plan that's right for your vehicle and lifestyle.

January 22, 2026 Read More →
Got Questions?

Frequently Asked Questions

Everything you need to know about Priority Auto Protection and vehicle service contracts.

What is a vehicle service contract?
▼
A vehicle service contract (VSC) is an agreement that covers the cost of certain repairs and mechanical breakdowns for your vehicle beyond what the factory warranty covers — or after the factory warranty has expired. When a covered component fails, you take your vehicle to a licensed repair shop, they call us for authorization, and we pay for the covered repair (minus your chosen deductible). Think of it as extended protection for your vehicle's mechanical components. It is sometimes referred to as an "extended warranty," though it is technically a service contract and not a manufacturer's warranty.
How is a vehicle service contract different from car insurance?
▼
Car insurance covers you for accidents, theft, liability, and damage from events like weather or collisions. A vehicle service contract covers mechanical breakdowns and component failures — things like your engine failing, your transmission going out, your air conditioning system breaking down, or your electrical system malfunctioning. The two products are complementary: insurance protects you from accidents and external events, while a VSC protects you from internal mechanical failures. You need both for complete vehicle protection.
What vehicles are eligible for coverage?
▼
We cover most domestic and Japanese makes from model years 2007 through 2025 with up to 125,000 miles. Eligible makes include: Toyota, Honda, Nissan, Hyundai, Kia, Mazda, Mitsubishi, Subaru, Volkswagen, Chevrolet, Ford, Dodge, Ram, Jeep, GMC, Buick, Chrysler, Lexus, Acura, Infiniti, Lincoln, Cadillac, and Volvo.

Not currently eligible: Tesla, Porsche, BMW, Audi, Mercedes-Benz, Land Rover, Mini, Scion, Saab, Suzuki, Maserati, fully electric vehicles, commercial vehicles, salvage title vehicles, or exotic vehicles. Vehicles must pass a pre-existing condition review at enrollment.
Which states do you serve?
▼
We currently offer coverage in 37 states. Coverage is not currently available in the following 13 states: Missouri (MO), Hawaii (HI), California (CA), Nevada (NV), Washington (WA), New Mexico (NM), Florida (FL), New York (NY), Oklahoma (OK), Connecticut (CT), New Jersey (NJ), Alaska (AK), and Ohio (OH).

We are actively working to expand coverage to additional states. If you are in an excluded state, please call us at 803-839-0088 to be notified when coverage becomes available in your area.
How do I file a claim?
▼
Filing a claim is simple:

1. Take your vehicle to any licensed repair facility. This can be a dealership, an independent mechanic, or a chain auto repair shop — as long as they are properly licensed and registered.

2. Have the repair shop call us directly at 800-610-7391 before any covered repair begins. They will provide a diagnosis and estimated repair cost.

3. We authorize the claim after verifying coverage. The shop proceeds with repairs.

4. You pay only your deductible directly to the repair shop. We handle the rest directly with the facility.

Note: Claims must be authorized before repairs begin. Unauthorized repairs may not be reimbursed.
Can I use any repair shop?
▼
Yes — one of the biggest advantages of our vehicle service contracts is that you can use any licensed and registered repair facility nationwide. This includes:
• New and used car dealerships
• Independent local mechanics
• Franchise shops (Midas, Firestone, Pep Boys, etc.)
• Specialty shops (transmission, body, etc.)

The shop simply needs to have a valid business license and be registered to perform automotive repairs. We recommend telling your shop you have a Priority Auto Protection contract before any work begins so they can call for pre-authorization.
How soon does coverage begin after enrollment?
▼
For most vehicles, there is a standard waiting period of 30 days and 1,000 miles from the contract start date before coverage becomes active. This waiting period is designed to ensure pre-existing conditions are not claimed immediately after enrollment.

After the waiting period, your coverage is fully active and you can begin using it immediately for any covered mechanical failure. Some vehicles may qualify for immediate coverage — speak with a specialist for details about your specific situation.
What is the administrative fee and what does it cover?
▼
There is a one-time administrative enrollment fee of $116. This fee covers the cost of processing your application, verifying your vehicle's eligibility, setting up your account in our system, and activating your contract. It is a one-time charge collected at enrollment — there are no recurring administrative fees. Your monthly premium is separate and covers your actual coverage cost. The administrative fee is non-refundable once your contract has been activated and your coverage waiting period has begun.
What deductible options are available?
▼
We offer three deductible options to balance your monthly premium with your out-of-pocket cost per claim:

• $0 Deductible — The highest monthly premium, but you pay nothing when you use your coverage. Best for high-use drivers who want zero surprises.
• $100 Deductible — Our standard option. A balanced premium with a modest out-of-pocket amount per covered repair.
• $200 Deductible — The lowest monthly premium. A good choice if you want to save on monthly costs and are comfortable paying $200 if a repair is needed.

The deductible applies per visit, not per component — so if multiple covered items are repaired in a single shop visit, you only pay one deductible.
Can I cancel my contract?
▼
Yes, you may cancel your contract at any time. If you cancel within the first 30 days and before any claims have been filed, you are entitled to a full refund of premiums paid. After 30 days, cancellation refunds are calculated on a pro-rated basis based on the time and mileage remaining on your contract, minus a small cancellation fee. The one-time administrative fee is non-refundable after contract activation. To cancel, contact our customer service team at 800-610-7391 or email us at info@priorityautoprotection.com.
Is coverage transferable if I sell my vehicle?
▼
Yes! One of the great advantages of our vehicle service contracts is that they are fully transferable to a new owner if you sell your vehicle. This can significantly increase the resale value of your car — buyers love knowing they have coverage already in place. To transfer your contract, simply contact our customer service team within 30 days of the sale with the new owner's information. There is a small transfer fee of $50. The new owner takes over the remaining term and mileage of your contract.

Still have questions? We're happy to help.

📞 Call 803-839-0088

Privacy Policy

Last Updated: January 1, 2026

Priority Auto Protection ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We may collect the following types of information:

2. How We Use Your Information

We use the information we collect to:

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data that are stored on your device. You may instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include SSL/TLS encryption for data transmission, secure server infrastructure, and restricted employee access to personal data. However, no method of transmission over the Internet or method of electronic storage is 100% secure.

6. Your Rights and Choices

You have the right to:

To exercise these rights, please contact us at info@priorityautoprotection.com or call 800-610-7391.

7. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page with an updated "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the new Privacy Policy.

9. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at:

Priority Auto Protection
103 W 2nd St, Howell, NJ 07731
Phone: 800-610-7391
Email: privacy@priorityautoprotection.com

Terms of Service

Last Updated: January 1, 2026

Please read these Terms of Service ("Terms") carefully before using the Priority Auto Protection website or purchasing a vehicle service contract. By accessing our website or purchasing a contract, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using our website and services, you confirm that you are at least 18 years of age, have the legal authority to enter into these Terms, and agree to comply with all applicable laws and regulations. If you do not agree to these Terms, please do not use our services.

2. Vehicle Service Contracts

Vehicle service contracts sold by Priority Auto Protection are separate legal agreements governed by the specific terms outlined in each contract document. The contract document — not these Terms of Service — governs what is and is not covered, claim procedures, exclusions, and all other coverage-related matters. These Terms govern your use of our website and general service relationship.

3. Eligibility Requirements

To be eligible for coverage, your vehicle must:

4. Pricing and Payments

All prices quoted are in U.S. dollars. Monthly premiums are charged on your selected billing date. Prices are subject to change; however, your contracted rate is locked in for the term of your agreement once enrolled. We accept major credit cards, debit cards, and ACH bank transfers.

5. Waiting Period

Coverage is subject to a standard waiting period of 30 days and 1,000 miles from the contract start date. Any mechanical failures or breakdowns that occur during the waiting period are not covered. This waiting period exists to protect against claims for pre-existing conditions.

6. Claim Requirements

To be eligible for claim payment, you must: (a) have your vehicle diagnosed by a licensed repair facility; (b) contact Priority Auto Protection at 800-610-7391 BEFORE any repairs begin; (c) receive written or verbal authorization before repairs proceed; and (d) pay your applicable deductible to the repair facility. Unauthorized repairs are not eligible for reimbursement.

7. Exclusions

Vehicle service contracts have exclusions. Common exclusions include but are not limited to: pre-existing conditions, routine maintenance (oil changes, tune-ups, filters), wear items (brake pads, tires, wiper blades, belts), cosmetic damage, damage resulting from accidents or collisions, damage caused by lack of proper maintenance, modifications to the vehicle, and environmental damage. Please review your specific contract document for the complete list of exclusions.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Priority Auto Protection's total liability for any claims arising from or related to these Terms or your vehicle service contract shall not exceed the total premiums paid by you in the twelve months preceding the claim. We are not liable for indirect, incidental, special, consequential, or punitive damages of any kind.

9. Dispute Resolution

Any disputes arising from these Terms or your vehicle service contract shall first be addressed through our customer service team. If a resolution cannot be reached informally, disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules, conducted in Howell, New Jersey. You waive your right to participate in class action litigation.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes via email or prominent notice on our website. Continued use of our services after changes become effective constitutes acceptance of the revised Terms.

12. Contact Information

Questions about these Terms? Contact us at:
Priority Auto Protection
103 W 2nd St, Howell, NJ 07731
Phone: 800-610-7391
Email: legal@priorityautoprotection.com

People Also Ask

Common Questions About Extended Car Warranties

Is an extended car warranty worth it?
▼
An extended warranty is worth it if your vehicle is past the factory coverage, you can't absorb a $2,000–$4,000 surprise repair bill, and the plan covers the components most likely to fail. A transmission failure averages $2,500–$4,500 — a year of coverage averages $1,200–$2,400. On a vehicle with 80,000+ miles, the math usually favors coverage. It's less valuable if your vehicle has strong reliability history and low mileage.
What is the difference between a warranty and a vehicle service contract?
▼
A factory warranty is a manufacturer's promise included in the vehicle purchase price. A vehicle service contract (VSC) is a separate agreement — from the dealer, manufacturer, or a third-party provider — that covers repairs after the factory warranty expires. Key difference: warranties are legally regulated; VSCs are contracts. Always read the terms carefully, as coverage and exclusions vary significantly.
How much does an extended car warranty cost per month?
▼
Extended warranty costs typically range from $80 to $200+ per month depending on your vehicle's age, mileage, make, and coverage tier. Basic powertrain-only plans cost less; comprehensive plans covering electrical, suspension, and A/C cost more. Priority Auto Protection plans start from $99/mo on a month-to-month basis — no long-term commitment required.
Can I get an extended warranty on a used car?
▼
Yes. Most third-party extended warranties are specifically designed for used vehicles whose factory warranty has expired. Eligibility depends on the vehicle's model year, mileage, make, and current condition. We cover most domestic and Japanese makes from 2007–2025 with up to 125,000 miles. Use the free quote tool above or our VIN check tool to see if your vehicle qualifies.
What happens if my warranty claim is denied?
▼
Request the denial reason in writing immediately. Most denials are disputable — the most common reasons are pre-existing condition claims and maintenance gap citations, both of which require the provider to prove causation. File a formal appeal, gather maintenance records and mechanic documentation, and if needed escalate to the BBB or your state attorney general. Most disputes resolve before litigation. Read our warranty claim appeal guide for the full process.
Got Questions?

Frequently Asked Questions

What's covered under each plan?
▼
Coverage varies by plan tier. RoadStar Powertrain covers engine, transmission, drive axle, and transfer case. RoadStar Select adds electrical, A/C, heating, cooling, and brakes. RoadStar Premier adds suspension, steering, fuel system, and hi-tech electronics. RoadStar Elite adds everything in Premier plus maximum comprehensive coverage. Use our free quote tool above to see exactly what's covered for your vehicle.
Can I use any mechanic?
▼
Yes. You can take your vehicle to any licensed repair facility nationwide — dealerships, independent mechanics, or franchise shops. Unlike some competitors who restrict you to their network, Priority Auto Protection gives you complete freedom to choose where you get repaired.
Is there a contract or cancellation fee?
▼
No long-term contracts. Our plans are month-to-month subscriptions with no term commitments — cancel anytime with no penalties. If you cancel within 30 days before any claims are filed, you receive a full refund of premiums paid. After 30 days, pro-rated refunds apply minus a small cancellation fee. The one-time $116 enrollment fee is non-refundable once your coverage waiting period has begun.
How do I file a claim?
▼
Call us directly at 800-610-7391, 24/7. Take your vehicle to any licensed repair facility, have them call for pre-authorization, we verify coverage, and they proceed with repairs. You pay only your chosen deductible — we handle the rest. No third-party brokers, no middlemen. Most claims are approved same-day.
What vehicles are eligible?
▼
Eligibility depends on your vehicle's year, make, model, and mileage. Most domestic and Japanese makes from model years 2007–2025 with up to 125,000 miles are eligible. Use our free quote tool above to instantly check eligibility for your specific vehicle — no credit card required.
What's the deductible?
▼
Three deductible options are available: $0 Deductible (highest monthly premium, nothing out-of-pocket when you claim), $100 Deductible (our standard balanced option), and $200 Deductible (lowest monthly premium). The deductible applies per visit, not per component — so multiple covered repairs in one shop visit only require one deductible payment.
When does coverage start?
▼
Coverage has a standard 30-day and 1,000-mile waiting period after enrollment before benefits become active. This is standard across the industry and helps ensure pre-existing conditions are not claimed immediately. After the waiting period, your coverage is fully active and you can use it for any covered mechanical failure. Some vehicles may qualify for immediate coverage — speak with a specialist for details.
Are pre-existing conditions covered?
▼
No. Mechanical failures or breakdowns that existed before your contract start date are not covered. At enrollment, vehicles are reviewed against maintenance records and inspection data to identify any pre-existing conditions. Coverage applies only to new mechanical failures that occur after the contract start date and waiting period have passed.
Find Your Coverage

Extended Warranties by State & Make

📍 Popular Warranties by State

Texas Georgia North Carolina Virginia Tennessee Pennsylvania Michigan Illinois Arizona Indiana

🚗 Popular Warranties by Make

🚗
Toyota Extended Warranty
Camry, Corolla, RAV4, Highlander & more
From $99/mo → 🚗
Honda Extended Warranty
Civic, CR-V, Accord, Pilot & more
From $99/mo → 🚛
Ford Extended Warranty
F-150, Mustang, Escape, Explorer & more
From $99/mo →
Also covered: Chevrolet, Hyundai, Kia, Nissan, Jeep, Ram, Dodge, GMC & more
Check My Vehicle →
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