Indiana winters push engines and electrical systems to their limits. Road salt accelerates suspension and undercarriage wear. Our month-to-month plans protect Indiana drivers from costly mechanical failures — no contracts required.
Or call us: 800-610-7391 — Mon–Fri 8am–8pm ET
Indiana winters are a reliable test of vehicle mechanical limits. Temperatures from -5°F to 15°F from December through February stress engine starting systems, alternators, transmission fluid, and engine seals in ways that warmer climates never experience. Road salt is applied heavily across I-65, I-70, I-69, and secondary roads throughout the state from November through March. The resulting freeze/thaw cycles damage suspension components, wheel bearings, and undercarriage components year after year. For Indiana drivers — particularly the 2+ million in the Indianapolis metro area and northern Indiana near South Bend, Elkhart, and Fort Wayne — unexpected mechanical repair bills are a routine cost of winter vehicle ownership.
Factory warranties on new vehicles expire after 3 years or 36,000 miles bumper-to-bumper and 5 years or 60,000 miles on the powertrain. Indiana has a large fleet of high-mileage used vehicles — commuter cars, work trucks, and family vehicles that have passed the factory warranty threshold and are bearing the full mechanical cost of Indiana winters. A starter motor failure in January runs $300–$600. A wheel bearing failure runs $400–$700 per wheel. A transmission failure on a high-mileage Indiana vehicle runs $2,500–$4,500. Without coverage, every one of those bills hits you directly.
Priority Auto Protection offers Indiana drivers month-to-month vehicle service contracts with no long-term commitment and no dealership requirement. Plans start at $99/mo and cover engine, transmission, electrical, drivetrain, and suspension components depending on your tier. Use any licensed shop in Indiana — Indianapolis, Fort Wayne, South Bend, Evansville, Carmel, or wherever you are. Get your free eligibility check in under 2 minutes.
Coverage is available for model years 2007–2025 with under 125,000 miles. Most popular makes qualify:
⚠️ EVs, Tesla, and select luxury makes (BMW, Mercedes-Benz, Porsche, Audi, Land Rover) are not eligible. Check your VIN →
Explore coverage available near Indiana:
Get a free quote in under 2 minutes — no credit card, no commitment. Month-to-month coverage from $99/mo.
Questions? Call 800-610-7391 — available Mon–Fri 8am–8pm ET